You are correct that ASCE 7 does not directly address the issue. I have been engaged in projects that successfully developed such structures, where the lower, higher risk category structure was designed for one Risk Category (say RC III) and the supported structure for a lower category (say RC II). It was deemed by the particular AHJ that damage in the upper structure would not adversely affect the lower, higher RC structure. Some AHJs would not agree. They might argue, for instance, that collapse-threatening damage to the upper structure would make it unsafe to continue to occupy the lower structure, which if it were a RC IV structure would be problematic. I recommend you initiate a discussion with your AHJ.